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Tip Sheet Guide: Credit Reports
Some employers check out a job applicant's credit history.

New Jersey residents are able to obtain free copies of their CREDIT HISTORY from the three national credit bureaus once every 12 months.

To get your CREDIT SCORE, you'll have to pay a nominal fee of about $15.

Credit Reports
To make a single request, contact:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
www.annualcreditreport.com
877-322-8228
 

To contact the credit bureaus individually:

Equifax Credit Information Services
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
1-800-685-1111

Experian
P.O. Box 19719
Irvine, CA 92623
www.experian.com
1-888-397-3742

TransUnion
P.O. Box 2000
Chester, PA 19022
www.transunion.com
1-800-916-8800

To correct errors in your credit history, you should report any inaccuracies in writing to the credit bureau so that the errors may be investigated.

For more information, go the the website for the New Jersey Department of Banking and Insurance: state.nj.us/dobi/division_consumers/finance/ creditreport.htm

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